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This institution is no longer active

Operations ceased on March 27, 2008. CRA examination history below reflects the period it was active.

FARMERS AND MERCHANTS BANK OF HALE

HALE, MO · Supervised by FDIC

Est. 1928FDIC #1,651RSSD: FDIC-1651
Outstanding Same

Current rating · Exam: May 2003

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.10%

Institution Profile

FDIC BankFind

Address

Main Street, HALE, MO

County

Carroll County

Established

May 2, 1928

Total Assets

$18M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 5, 2003

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q4 2007Call Report / FDIC

Total Assets

$18M

Total Deposits

$15M

Net Loans

$12M

Net Income

$17K

ROA

0.10%

ROE

1.13%

Risk-Based Capital

13.67%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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