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This institution is no longer active

Operations ceased on September 24, 1998. CRA examination history below reflects the period it was active.

FARMERS AND MERCHANTS BANK

ROGERS, AR · Supervised by FDIC

Est. 1956FDIC #17,678RSSD: FDIC-17678
Part ofFIRST COMMERCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: September 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.77%

Institution Profile

FDIC BankFind

Address

500 West Walnut Street, ROGERS, AR

County

Benton County

Established

October 10, 1956

Total Assets

$219M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1996

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1998Call Report / FDIC

Total Assets

$219M

Total Deposits

$180M

Net Loans

$171M

Net Income

$702K

ROA

0.77%

ROE

11.90%

Risk-Based Capital

6.98%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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