This institution is no longer active
Operations ceased on October 11, 2008. CRA examination history below reflects the period it was active.
HAGERSTOWN, MD · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.7B
Total Deposits
$2.5B
Net Loans
$2.8B
Net Income
$15M
ROA
0.59%
Below avg for Community banks. Peer avg: 0.90%
ROE
7.23%
Risk-Based Capital
10.48%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2002 | Satisfactory | Large Bank |
| Oct 1999 | Outstanding | Large Bank |
| Mar 1997 | Outstanding | Small Bank |
2 previous ratings locked — back to 1993
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Total Assets