🏦Bank Scorer

This institution is no longer active

Operations ceased on March 19, 1998. CRA examination history below reflects the period it was active.

FARMERS AND MERCHANTS BANK

REEDSBURG, WI · Supervised by FDIC

Est. 1935FDIC #15,389RSSD: FDIC-15389
Part ofASSOCIATED BANC-CORP→ View all charters
Satisfactory Same

Current rating · Exam: September 1995

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.14%

Institution Profile

FDIC BankFind

Address

170 East Main Street, REEDSBURG, WI

County

Sauk County

Established

December 3, 1935

Total Assets

$144M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1995

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1997Call Report / FDIC

Total Assets

$144M

Total Deposits

$118M

Net Loans

$100M

Net Income

$2M

ROA

1.14%

ROE

14.25%

Risk-Based Capital

13.78%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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