Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.9B
Total Deposits
$1.4B
Net Loans
$1.5B
Net Income
$3M
ROA
0.60%
Below avg for Community banks. Peer avg: 0.90%
ROE
4.69%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 95 | 72.63% | 10.53% |
| 2023 | 199 | 85.43% | 5.53% |
| 2022 | 339 | 84.07% | 2.95% |
| 2021 | 467 | 80.73% | 8.57% |
| 2020 | 786 | 77.61% | 7.00% |
| 2019 | 553 | 70.16% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2023 | Satisfactory | Large Bank |
| Mar 2020 | Satisfactory | Large Bank |
| Apr 2017 | Satisfactory | Large Bank |
8 previous ratings locked — back to 1994
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Total Branches
17
Branch Deposits
$1.4B
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 383 | 67.1% | 10.18% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red