This institution is no longer active

Operations ceased on January 3, 1995. CRA examination history below reflects the period it was active.

F & M BANK-AMHERST JUNCTION

AMHERST JUNCTION, WI · Supervised by FDIC

Est. 1903FDIC #14,496RSSD: FDIC-14496

Part ofF&M BCORP INC→ View all charters

Satisfactory Same

Current rating · Exam: August 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.03%

Institution Profile

FDIC BankFind

Address

39 82nd Street, AMHERST JUNCTION, WI

County

Portage County

Established

September 14, 1903

Total Assets

$29M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$29M

Total Deposits

$27M

Net Loans

$21M

Net Income

$276K

ROA

1.03%

ROE

13.66%

Risk-Based Capital

12.05%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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