Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$473M
Total Deposits
$417M
Net Loans
$409M
Net Income
$3M
ROA
2.33%
Above avg for Small banks. Peer avg: 0.44%
ROE
22.20%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 193 | 94.3% | 2.59% |
| 2023 | 197 | 90.86% | 1.02% |
| 2022 | 168 | 89.88% | 1.19% |
| 2021 | 161 | 87.58% | 3.11% |
| 2020 | 127 | 81.89% | 9.45% |
| 2019 | 134 | 85.82% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Satisfactory | Small Bank |
| Jun 2020 | Satisfactory | Small Bank |
| Sep 2014 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1993
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Total Branches
3
Branch Deposits
$380M
1-Year Change
0
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Preview:
| 2018 | 115 | 88.7% | 8.70% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red