This institution is no longer active
Operations ceased on December 3, 2010. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$15M
Total Deposits
$13M
Net Loans
$3M
Net Income
$72K
ROA
0.65%
Above avg for Small banks. Peer avg: 0.44%
ROE
4.00%
Risk-Based Capital
37.30%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2010 | Needs to Improve | Small Bank |
| Mar 2008 | Needs to Improve | Small Bank |
| Apr 2003 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1991
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Total Assets