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This institution is no longer active

Operations ceased on May 2, 2025. CRA examination history below reflects the period it was active.

EVANS BANK, NATIONAL ASSOCIATION

ANGOLA, NY · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1920FDIC #6,947
Satisfactory Down

Current rating · Exam: December 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

8599 Erie Rd, ANGOLA, NY

County

Erie County

Established

January 1, 1920

Total Assets

$2.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 5, 2022

Exam Type

Large Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Dec 2026(based on asset size)
Download Evaluation Report (PDF)

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202456377.8%12.79%
202361974.64%12.76%
202297178.89%10.50%
202172591.45%3.45%
202063484.54%7.10%
201927888.49%7.91%
201846187.2%7.16%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

9 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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