Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$526M
Total Deposits
$440M
Net Loans
$367M
Net Income
$1M
ROA
0.89%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.30%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 102 | 81.37% | 4.90% |
| 2023 | 99 | 69.7% | 9.09% |
| 2022 | 108 | 68.52% | 8.33% |
| 2021 | 224 | 77.68% | 7.59% |
| 2020 | 202 | 71.78% | 6.93% |
| 2019 | 89 | 75.28% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Satisfactory | Intermediate Small Bank |
| Dec 2021 | Satisfactory | Intermediate Small Bank |
| Sep 2018 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1994
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Total Branches
8
Branch Deposits
$432M
1-Year Change
0
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Preview:
| 2018 | 80 | 70% | 12.50% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red