🏦Bank Scorer

This institution is no longer active

Operations ceased on July 30, 2016. CRA examination history below reflects the period it was active.

EQUITABLE CO-OPERATIVE BANK

LYNN, MA · Supervised by FDIC

Est. 1877FDIC #26,453RSSD: FDIC-26453
Part ofEQUITABLE BCORP MHC→ View all charters
Satisfactory Same

Current rating · Exam: January 2014

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.18%

Institution Profile

FDIC BankFind

Address

400 Broadway, LYNN, MA

County

Essex County

Established

January 1, 1877

Total Assets

$100M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2014

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2016Call Report / FDIC

Total Assets

$100M

Total Deposits

$86M

Net Loans

$64M

Net Income

$88K

ROA

0.18%

ROE

1.40%

Risk-Based Capital

19.24%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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