This institution is no longer active
Operations ceased on October 8, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$832M
Total Deposits
$625M
Net Loans
$718M
Net Income
$545K
ROA
0.09%
Below avg for Small banks. Peer avg: 0.44%
ROE
0.86%
Risk-Based Capital
15.39%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 1,546 | 80.6% | 5.05% |
| 2021 | 4,556 | 84.66% | 3.99% |
| 2020 | 5,656 | 82.8% | 3.25% |
| 2019 | 3,466 | 82.11% | 3.52% |
| 2018 | 1,983 | 78.16% | 4.89% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2020 | Satisfactory | Intermediate Small Bank |
| Nov 2017 | Satisfactory | Intermediate Small Bank |
| Oct 2014 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1993
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Address
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Established
Total Assets