Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$522M
Total Deposits
$466M
Net Loans
$283M
Net Income
$11M
ROA
8.55%
Above avg for Small banks. Peer avg: 0.44%
ROE
123.01%
Risk-Based Capital
16.43%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 148 | 77.03% | 9.46% |
| 2022 | 218 | 83.03% | 5.50% |
| 2021 | 179 | 84.36% | 8.38% |
| 2020 | 220 | 74.55% | 9.55% |
| 2019 | 167 | 79.04% | 8.98% |
| 2018 | 160 | 75.63% | 15.63% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Intermediate Small Bank |
| Apr 2022 | Satisfactory | Intermediate Small Bank |
| Feb 2019 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1993
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Total Branches
12
Branch Deposits
$468M
1-Year Change
0
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red