This institution is no longer active
Operations ceased on July 1, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$5.0B
Total Deposits
$4.4B
Net Loans
$4.0B
Net Income
$2M
ROA
0.06%
Below avg for Community banks. Peer avg: 0.90%
ROE
0.71%
Risk-Based Capital
12.84%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 456 | 77.63% | 4.82% |
| 2023 | 462 | 79.65% | 2.16% |
| 2022 | 615 | 79.35% | 3.09% |
| 2021 | 751 | 75.9% | 5.86% |
| 2020 | 848 | 69.1% | 7.19% |
| 2019 | 659 | 74.51% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2024 | Satisfactory | Large Bank |
| Sep 2020 | Satisfactory | Large Bank |
| Aug 2017 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1991
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Total Branches
27
Branch Deposits
$4.4B
1-Year Change
0
5-year net change: +2 branches
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Preview:
Address
County
Established
Total Assets
| 2018 | 670 | 72.24% | 7.46% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red