STATEN ISLAND, NY · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$644M
Total Deposits
$533M
Net Loans
$534M
Net Income
$1M
ROA
0.86%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.63%
Risk-Based Capital
16.35%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 62 | 70.97% | 6.45% |
| 2018 | 128 | 56.25% | 17.19% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 1999 | Outstanding | Large Bank |
| May 1997 | Outstanding | Not Reported |
| Apr 1994 | Outstanding | Not Reported |
Exam dates and details are paywalled
Total Branches
6
Branch Deposits
$536M
1-Year Change
0
5-year net change: +1 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/empire-national-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: