This institution is no longer active

Operations ceased on December 31, 2012. CRA examination history below reflects the period it was active.

EMIGRANT SAVINGS BANK - BRONX/WESTCHESTER

BRONX, NY · Supervised by FDIC

Est. 2005FDIC #58,170RSSD: FDIC-58170

Part ofNEW YORK PRIVATE B&T CORP→ View all charters

Satisfactory Same

Current rating · Exam: December 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.07%

Institution Profile

FDIC BankFind

Address

2526 Grand Concourse, BRONX, NY

County

Bronx County

Established

September 1, 2005

Total Assets

$1.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2010

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2012Call Report / FDIC

Total Assets

$1.1B

Total Deposits

$956M

Net Loans

$250M

Net Income

$586K

ROA

0.07%

ROE

0.97%

Risk-Based Capital

27.98%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2008

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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