This institution is no longer active
Operations ceased on October 1, 2023. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$6.4B
Total Deposits
$4.8B
Net Loans
$4.6B
Net Income
$27M
ROA
0.54%
Below avg for Community banks. Peer avg: 0.90%
ROE
2.56%
Risk-Based Capital
21.58%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 144 | 61.81% | 13.89% |
| 2023 | 223 | 52.47% | 21.52% |
| 2022 | 191 | 59.69% | 14.14% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2023 | Satisfactory | Large Bank |
| Feb 2020 | Satisfactory | Large Bank |
| Feb 2017 | Satisfactory | Large Bank |
8 previous ratings locked — back to 1994
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Established
Total Assets