Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$354M
Total Deposits
$225M
Net Loans
$270M
Net Income
$2M
ROA
2.36%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.95%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 60 | 45% | 30.00% |
| 2023 | 56 | 57.14% | 17.86% |
| 2019 | 161 | 36.65% | 36.65% |
| 2018 | 220 | 40.91% | 40.45% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2010 | Needs to Improve | Intermediate Small Bank |
| Mar 2008 | Satisfactory | Large Bank |
| Aug 2005 | Satisfactory | Large Bank |
7 previous ratings locked — back to 1991
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Exam dates and details are paywalled
Total Branches
4
Branch Deposits
$287M
1-Year Change
0
5-year net change: -1 branches
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