Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$263M
Total Deposits
$220M
Net Loans
$185M
Net Income
$-262K
ROA
-0.39%
Below avg for Small banks. Peer avg: 0.44%
ROE
-8.70%
Risk-Based Capital
11.52%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 218 | 78.9% | 5.96% |
| 2023 | 175 | 78.29% | 8.57% |
| 2022 | 289 | 77.51% | 10.73% |
| 2021 | 357 | 82.07% | 5.32% |
| 2020 | 482 | 84.85% | 3.94% |
| 2019 | 270 | 82.59% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2020 | Satisfactory | Small Bank |
| Aug 2014 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
4
Branch Deposits
$224M
1-Year Change
-1
5-year net change: -2 branches
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Preview:
| 2018 | 174 | 80.46% | 1.72% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red