EAST WISCONSIN SAVINGS BANK

KAUKAUNA, WI · Supervised by FDIC

Est. 1887FDIC #30,313RSSD: FDIC-30313

Part ofEWSB BCORP INC→ View all charters

Satisfactory Same

Current rating · Exam: December 2020

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.39%

Institution Profile

FDIC BankFind

Website

WWW.EASTWIS.BANK

Address

109 W 2nd St, KAUKAUNA, WI

County

Outagamie County

Established

January 1, 1887

Total Assets

$263M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2020

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$263M

Total Deposits

$220M

Net Loans

$185M

Net Income

$-262K

ROA

-0.39%

ROE

-8.70%

Risk-Based Capital

11.52%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate5.96%Peer avg: 7.63%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$224M

1-Year Change

-1

5-year net change: -2 branches

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	218	78.9%	5.96%
2023	175	78.29%	8.57%
2022	289	77.51%	10.73%
2021	357	82.07%	5.32%
2020	482	84.85%	3.94%
2019	270	82.59%	3.33%
2018	174	80.46%	1.72%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2014

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/90d2977b-86f7-4029-81f7-22812dd1db93"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: