Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.7B
Total Deposits
$1.3B
Net Loans
$1.3B
Net Income
$1M
ROA
0.32%
Below avg for Community banks. Peer avg: 0.90%
ROE
3.48%
Risk-Based Capital
15.13%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 145 | 82.76% | 2.76% |
| 2023 | 195 | 81.03% | 5.13% |
| 2022 | 473 | 86.89% | 3.81% |
| 2021 | 494 | 82.19% | 6.68% |
| 2020 | 528 | 77.27% | 9.09% |
| 2019 | 348 | 79.02% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2010 | Satisfactory | Large Bank |
| Oct 2007 | Satisfactory | Intermediate Small Bank |
| Sep 2004 | Satisfactory | Large Bank |
5 previous ratings locked — back to 1992
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Total Branches
12
Branch Deposits
$1.3B
1-Year Change
0
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Preview:
| 2018 | 289 | 79.24% | 4.15% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red