Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$680M
Total Deposits
$605M
Net Loans
$557M
Net Income
$376K
ROA
0.22%
Below avg for Small banks. Peer avg: 0.44%
ROE
2.18%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 120 | 75.83% | 9.17% |
| 2022 | 120 | 76.67% | 8.33% |
| 2021 | 227 | 70.48% | 7.05% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2025 | Satisfactory | Intermediate Small Bank |
| Oct 2022 | Satisfactory | Intermediate Small Bank |
| Jul 2019 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1991
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Total Branches
5
Branch Deposits
$553M
1-Year Change
0
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