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This institution is no longer active

Operations ceased on February 1, 2021. CRA examination history below reflects the period it was active.

DIME COMMUNITY BANK

BROOKLYN, NY · Supervised by FDIC

Est. 1864FDIC #16,012RSSD: FDIC-16012
Part ofDIME COMMUNITY BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: December 2020

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.71%

Institution Profile

FDIC BankFind

Address

149 Kent Avenue, BROOKLYN, NY

County

Kings County

Established

June 1, 1864

Total Assets

$6.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2020

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2020Call Report / FDIC

Total Assets

$6.8B

Total Deposits

$4.6B

Net Loans

$5.6B

Net Income

$46M

ROA

0.71%

ROE

6.80%

Risk-Based Capital

13.30%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate19.94%Peer avg: 9.91%▼ Below avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202436155.12%19.94%
202349363.69%13.18%
202282869.81%11.84%
202147473.42%11.39%
202037963.59%15.04%
201925374.31%8.70%
201812086.67%2.50%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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