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This institution is no longer active

Operations ceased on June 4, 1994. CRA examination history below reflects the period it was active.

DEPOSITORS TRUST COMPANY

LEXINGTON, MA · Supervised by FDIC

Est. 1954FDIC #17,307RSSD: FDIC-17307
Part ofDEPOSITORS BCORP→ View all charters
Satisfactory

Current rating · Exam: May 1993

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.77%

Institution Profile

FDIC BankFind

Address

7 Hartwell Avenue, LEXINGTON, MA

County

Middlesex County

Established

February 15, 1954

Total Assets

$70M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1993

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1994Call Report / FDIC

Total Assets

$70M

Total Deposits

$64M

Net Loans

$40M

Net Income

$137K

ROA

0.77%

ROE

10.50%

Risk-Based Capital

14.57%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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