This institution is no longer active
Operations ceased on August 12, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$680M
Total Deposits
$616M
Net Loans
$458M
Net Income
$3M
ROA
0.80%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.90%
Risk-Based Capital
14.41%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 142 | 92.25% | 1.41% |
| 2021 | 544 | 91.91% | 2.21% |
| 2020 | 697 | 88.67% | 2.73% |
| 2019 | 255 | 85.88% | 4.31% |
| 2018 | 200 | 88.5% | 7.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2020 | Satisfactory | Intermediate Small Bank |
| Sep 2017 | Satisfactory | Intermediate Small Bank |
| Nov 2014 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1992
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Established
Total Assets