Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.6B
Total Deposits
$2.0B
Net Loans
$2.0B
Net Income
$2M
ROA
0.32%
Below avg for Community banks. Peer avg: 0.90%
ROE
2.93%
Risk-Based Capital
14.61%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 380 | 77.63% | 6.05% |
| 2023 | 467 | 78.37% | 3.64% |
| 2022 | 641 | 80.81% | 2.96% |
| 2021 | 953 | 83.63% | 3.99% |
| 2020 | 1,222 | 80.28% | 4.34% |
| 2019 | 620 | 84.03% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2025 | Satisfactory | Large Bank |
| May 2022 | Satisfactory | Large Bank |
| Jan 2019 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1992
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Total Branches
14
Branch Deposits
$1.9B
1-Year Change
0
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Preview:
| 2018 | 544 | 76.47% | 7.35% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red