Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$493M
Total Deposits
$423M
Net Loans
$344M
Net Income
$487K
ROA
0.40%
Below avg for Small banks. Peer avg: 0.44%
ROE
5.97%
Risk-Based Capital
14.64%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 168 | 69.05% | 8.93% |
| 2023 | 212 | 71.7% | 11.79% |
| 2022 | 257 | 66.54% | 14.79% |
| 2021 | 531 | 69.68% | 9.23% |
| 2020 | 654 | 67.13% | 8.10% |
| 2019 | 413 | 69.49% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Intermediate Small Bank |
| Aug 2022 | Satisfactory | Intermediate Small Bank |
| Mar 2019 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1992
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Total Branches
4
Branch Deposits
$415M
1-Year Change
0
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Preview:
| 2018 | 317 | 75.08% | 8.20% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red