Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$750M
Total Deposits
$645M
Net Loans
$387M
Net Income
$2M
ROA
0.87%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.22%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 180 | 73.89% | 12.22% |
| 2023 | 176 | 81.25% | 6.82% |
| 2022 | 251 | 74.1% | 9.96% |
| 2021 | 461 | 76.79% | 9.76% |
| 2020 | 604 | 80.96% | 9.27% |
| 2019 | 277 | 79.42% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2026 | Satisfactory | Intermediate Small Bank |
| May 2023 | Satisfactory | Intermediate Small Bank |
| Apr 2020 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1991
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Total Branches
12
Branch Deposits
$617M
1-Year Change
0
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Preview:
| 2018 | 266 | 82.33% | 11.28% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red