🏦Bank Scorer

This institution is no longer active

Operations ceased on October 17, 1997. CRA examination history below reflects the period it was active.

CONTINENTAL BANK

GARDEN CITY, NY · Supervised by FDIC

Est. 1974FDIC #21,723RSSD: FDIC-21723
Satisfactory Same

Current rating · Exam: October 1995

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.53%

Institution Profile

FDIC BankFind

Address

118 Seventh Street, GARDEN CITY, NY

County

Nassau County

Established

August 9, 1974

Total Assets

$180M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1995

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1997Call Report / FDIC

Total Assets

$180M

Total Deposits

$137M

Net Loans

$79M

Net Income

$2M

ROA

1.53%

ROE

19.77%

Risk-Based Capital

13.09%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

1 previous rating locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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