This institution is no longer active

Operations ceased on November 9, 1992. CRA examination history below reflects the period it was active.

CONSERVATIVE BANK, A FSB

ST. LOUIS, MO · Supervised by OTS

Est. 1891FDIC #28,748

Substantial Noncompliance Down

Current rating · Exam: December 1991

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At a Glance

Community Lending (CRA)

Substantial Noncompliance

Serious failures in community lending obligations — can trigger regulatory consequences

Institution Profile

FDIC BankFind

Address

900 Olive, ST. LOUIS, MO

County

St. Louis City County

Established

January 1, 1891

Total Assets

$67M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Substantial Noncompliance

Serious failures in community lending obligations — can trigger regulatory consequences

Exam Date

December 9, 1991

Exam Type

Assessment Factor

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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