Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$254M
Total Deposits
$220M
Net Loans
$203M
Net Income
$1M
ROA
1.71%
Above avg for Small banks. Peer avg: 0.44%
ROE
21.63%
Risk-Based Capital
12.62%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 64 | 89.06% | 1.56% |
| 2023 | 49 | 87.76% | 0.00% |
| 2019 | 22 | 81.82% | 4.55% |
| 2018 | 45 | 88.89% | 4.44% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2020 | Satisfactory | Small Bank |
| Jul 2014 | Satisfactory | Small Bank |
| Mar 2009 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Total Branches
3
Branch Deposits
$195M
1-Year Change
0
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