🏦Bank Scorer

This institution is no longer active

Operations ceased on December 31, 2025. CRA examination history below reflects the period it was active.

COMMUNITY FIRST BANK

KENNEWICK, WA · Supervised by FDIC

Est. 1997FDIC #34,627RSSD: FDIC-34627
Part ofCOMMUNITY FIRST BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: November 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.27%

Institution Profile

FDIC BankFind

Address

6401 W Clearwater Ave, KENNEWICK, WA

County

Benton County

Established

December 30, 1997

Total Assets

$672M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Nov 2028(based on asset size)

Financial Snapshot

As of Q2 2025Call Report / FDIC

Total Assets

$672M

Total Deposits

$622M

Net Loans

$354M

Net Income

$4M

ROA

1.27%

ROE

17.17%

Risk-Based Capital

16.69%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

5

Branch Deposits

$622M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

6 previous ratings locked — dating back to 2000

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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