This institution is no longer active
Operations ceased on August 1, 2024. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$680M
Total Deposits
$575M
Net Loans
$499M
Net Income
$2M
ROA
0.67%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.39%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 118 | 61.02% | 22.03% |
| 2022 | 193 | 58.55% | 15.03% |
| 2021 | 150 | 62.67% | 13.33% |
| 2020 | 105 | 60.95% | 7.62% |
| 2019 | 61 | 63.93% | 6.56% |
| 2018 | 76 | 57.89% | 7.89% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2022 | Satisfactory | Intermediate Small Bank |
| Feb 2019 | Satisfactory | Intermediate Small Bank |
| Jul 2016 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1991
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Address
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Established
Total Assets
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red