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This institution is no longer active

Operations ceased on December 14, 2012. CRA examination history below reflects the period it was active.

COMMUNITY BANK OF THE OZARKS

SUNRISE BEACH, MO · Supervised by FDIC

Est. 1988FDIC #27,331RSSD: FDIC-27331
Part ofCOMMUNITY BANCSHARES OZARKS→ View all charters
Satisfactory Same

Current rating · Exam: April 2012

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -4.33%

Institution Profile

FDIC BankFind

Address

Highway 5 And Lake Road F, SUNRISE BEACH, MO

County

Camden County

Established

September 1, 1988

Total Assets

$43M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2012

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2012Call Report / FDIC

Total Assets

$43M

Total Deposits

$42M

Net Loans

$26M

Net Income

$-1,492K

ROA

-4.33%

ROE

-166.43%

Risk-Based Capital

3.14%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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