This institution is no longer active
Operations ceased on July 1, 2023. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.5B
Total Deposits
$2.1B
Net Loans
$1.9B
Net Income
$18M
ROA
1.45%
Above avg for Community banks. Peer avg: 0.90%
ROE
15.62%
Risk-Based Capital
14.31%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 39 | 74.36% | 5.13% |
| 2022 | 130 | 66.92% | 16.15% |
| 2021 | 186 | 65.59% | 15.05% |
| 2019 | 53 | 94.34% | 1.89% |
| 2018 | 66 | 95.45% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2022 | Satisfactory | Large Bank |
| Dec 2018 | Satisfactory | Large Bank |
Exam dates and details are paywalled
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Address
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Established
Total Assets