PARKERSBURG, WV · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$326M
Total Deposits
$246M
Net Loans
$263M
Net Income
$1M
ROA
1.41%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.73%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 213 | 63.85% | 14.08% |
| 2023 | 244 | 61.48% | 15.57% |
| 2022 | 335 | 65.97% | 12.24% |
| 2021 | 301 | 72.09% | 11.96% |
| 2020 | 285 | 80% | 8.77% |
| 2019 | 282 | 83.69% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2021 | Satisfactory | Small Bank |
| Dec 2015 | Satisfactory | Small Bank |
| Jan 2010 | Outstanding | Small Bank |
4 previous ratings locked — back to 1993
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Total Branches
4
Branch Deposits
$244M
1-Year Change
0
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Preview:
| 2018 | 260 | 83.46% | 10.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red