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This institution is no longer active

Operations ceased on January 17, 2015. CRA examination history below reflects the period it was active.

COMMUNITY BANK & TRUST

SHEBOYGAN, WI · Supervised by FDIC

Est. 1989FDIC #27,507RSSD: FDIC-27507
Part ofCOMMUNITY BANC-CORP SHEBOYGAN→ View all charters
Satisfactory Same

Current rating · Exam: February 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.94%

Institution Profile

FDIC BankFind

Address

604 North 8th Street, SHEBOYGAN, WI

County

Sheboygan County

Established

May 15, 1989

Total Assets

$530M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2013

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2014Call Report / FDIC

Total Assets

$530M

Total Deposits

$447M

Net Loans

$404M

Net Income

$5M

ROA

0.94%

ROE

9.40%

Risk-Based Capital

10.73%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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