Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$442M
Total Deposits
$392M
Net Loans
$194M
Net Income
$1M
ROA
1.01%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.25%
Risk-Based Capital
28.12%
Above avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 176 | 63.64% | 15.91% |
| 2023 | 167 | 65.87% | 16.17% |
| 2022 | 223 | 65.47% | 17.49% |
| 2021 | 407 | 69.29% | 12.53% |
| 2020 | 495 | 66.67% | 14.34% |
| 2019 | 294 | 65.31% |
This is the only examination on record for this bank.
Total Branches
13
Branch Deposits
$379M
1-Year Change
0
5-year net change: -2 branches
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Preview:
| 18.03% |
| 2018 | 304 | 65.79% | 14.80% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red