Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$162M
Total Deposits
$144M
Net Loans
$107M
Net Income
$656K
ROA
1.68%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.33%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 85 | 94.12% | 5.88% |
| 2023 | 101 | 89.11% | 7.92% |
| 2022 | 209 | 88.52% | 3.35% |
| 2021 | 267 | 94.01% | 2.62% |
| 2020 | 335 | 90.15% | 6.57% |
| 2019 | 165 | 95.76% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2025 | Satisfactory | Small Bank |
| Dec 2019 | Satisfactory | Small Bank |
| Nov 2013 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1990
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Total Branches
2
Branch Deposits
$137M
1-Year Change
0
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Preview:
| 2018 | 161 | 87.58% | 11.18% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red