This institution is no longer active

Operations ceased on December 31, 1992. CRA examination history below reflects the period it was active.

COMMERCIAL CREDIT BANK

ROCKVILLE, MD · Supervised by FDIC

Est. 1986FDIC #26,749RSSD: FDIC-26749

Needs to Improve

Current rating · Exam: May 1990

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 5.88%

Institution Profile

FDIC BankFind

Address

451 Hungerford Drive, ROCKVILLE, MD

County

Montgomery County

Established

August 1, 1986

Total Assets

$23M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

May 19, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1991Call Report / FDIC

Total Assets

$23M

Total Deposits

$4M

Net Loans

$17M

Net Income

$2M

ROA

5.88%

ROE

32.40%

Risk-Based Capital

32.48%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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