This institution is no longer active
Operations ceased on March 31, 2023. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$847M
Total Deposits
$657M
Net Loans
$762M
Net Income
$10M
ROA
1.61%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.12%
Risk-Based Capital
12.86%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 605 | 81.98% | 6.78% |
| 2020 | 686 | 86.44% | 3.21% |
| 2019 | 599 | 83.47% | 5.68% |
| 2018 | 566 | 82.51% | 6.71% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2020 | Satisfactory | Intermediate Small Bank |
| May 2017 | Satisfactory | Intermediate Small Bank |
| Aug 2014 | Satisfactory | Intermediate Small Bank |
2 previous ratings locked — back to 2008
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Established
Total Assets