This institution is no longer active
Operations ceased on March 1, 2023. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$20.3B
Total Deposits
$16.7B
Net Loans
$11.5B
Net Income
$257M
ROA
1.25%
Above avg for Regional banks. Peer avg: 0.88%
ROE
11.13%
Risk-Based Capital
13.97%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 2,454 | 61.12% | 29.67% |
| 2021 | 3,276 | 62.48% | 24.88% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2020 | Outstanding | Large Bank |
| Oct 2017 | Satisfactory | Large Bank |
| Oct 2014 | Satisfactory | Large Bank |
7 previous ratings locked — back to 1994
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/columbia-state-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Address
County
Established
Total Assets