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This institution is no longer active

Operations ceased on September 11, 1998. CRA examination history below reflects the period it was active.

COLONIAL BANK

DES PERES, MO · Supervised by FDIC

Est. 1966FDIC #19,587RSSD: FDIC-19587
Part ofFIRSTBANK OF ILLINOIS CO→ View all charters
Satisfactory Same

Current rating · Exam: June 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.00%

Institution Profile

FDIC BankFind

Address

12230 Manchester Road, DES PERES, MO

County

St. Louis County

Established

May 16, 1966

Total Assets

$219M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1998

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1998Call Report / FDIC

Total Assets

$219M

Total Deposits

$197M

Net Loans

$131M

Net Income

$2M

ROA

2.00%

ROE

23.05%

Risk-Based Capital

16.37%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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