Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$288M
Total Deposits
$254M
Net Loans
$242M
Net Income
$750K
ROA
1.03%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.93%
Risk-Based Capital
11.32%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 119 | 94.96% | 3.36% |
| 2023 | 140 | 85% | 10.00% |
| 2022 | 237 | 89.45% | 3.38% |
| 2021 | 424 | 90.8% | 3.54% |
| 2020 | 559 | 88.91% | 5.72% |
| 2019 | 220 | 89.09% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2024 | Satisfactory | Small Bank |
| Feb 2018 | Satisfactory | Small Bank |
| Apr 2012 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Total Branches
6
Branch Deposits
$235M
1-Year Change
+1
5-year net change: +2 branches
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Preview:
| 2018 | 139 | 84.17% | 7.91% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red