This institution is no longer active
Operations ceased on April 1, 2019. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$529M
Total Deposits
$416M
Net Loans
$451M
Net Income
$227K
ROA
0.17%
Below avg for Small banks. Peer avg: 0.44%
ROE
1.86%
Risk-Based Capital
14.09%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 93 | 77.42% | 5.38% |
| 2023 | 140 | 85.71% | 2.14% |
| 2022 | 266 | 87.59% | 5.64% |
| 2021 | 415 | 80.48% | 6.02% |
| 2020 | 511 | 77.69% | 4.70% |
| 2019 | 330 | 76.97% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2018 | Satisfactory | Intermediate Small Bank |
| Feb 2012 | Satisfactory | Small Bank |
| Aug 2006 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1994
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Preview:
Address
County
Established
Total Assets
| 2018 | 328 | 75.91% | 11.28% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red