Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$853M
Total Deposits
$733M
Net Loans
$677M
Net Income
$3M
ROA
1.37%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.91%
Risk-Based Capital
11.68%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 60 | 75% | 8.33% |
| 2023 | 118 | 69.49% | 8.47% |
| 2022 | 237 | 80.59% | 5.91% |
| 2021 | 503 | 85.29% | 3.58% |
| 2020 | 631 | 86.53% | 2.85% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2024 | Satisfactory | Intermediate Small Bank |
| Jan 2022 | Satisfactory | Intermediate Small Bank |
Exam dates and details are paywalled
Total Branches
6
Branch Deposits
$723M
1-Year Change
0
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