🏦Bank Scorer

This institution is no longer active

Operations ceased on April 29, 2015. CRA examination history below reflects the period it was active.

CMS BANK

MOUNT VERNON, NY · Supervised by FDIC

Est. 1980FDIC #23,047RSSD: FDIC-23047
Part ofCMS BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: December 2014

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.39%

Institution Profile

FDIC BankFind

Address

40 East First Street, MOUNT VERNON, NY

County

Westchester County

Established

February 1, 1980

Total Assets

$267M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2014

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2015Call Report / FDIC

Total Assets

$267M

Total Deposits

$214M

Net Loans

$218M

Net Income

$260K

ROA

0.39%

ROE

4.64%

Risk-Based Capital

12.79%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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