This institution is no longer active
Operations ceased on October 9, 1998. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$70M
Total Deposits
$64M
Net Loans
$38M
Net Income
$890K
ROA
1.69%
Above avg for Small banks. Peer avg: 0.44%
ROE
23.18%
Risk-Based Capital
14.68%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 144 | 72.92% | 9.03% |
| 2020 | 318 | 74.84% | 5.03% |
| 2019 | 270 | 74.07% | 6.67% |
| 2018 | 223 | 74.44% | 7.17% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 1995 | Satisfactory | Not Reported |
| Jun 1993 | Satisfactory | Not Reported |
Exam dates and details are paywalled
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Address
County
Established
Total Assets