Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$240M
Total Deposits
$204M
Net Loans
$161M
Net Income
$702K
ROA
1.19%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.82%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 83 | 95.18% | 1.20% |
| 2020 | 475 | 93.68% | 2.74% |
| 2019 | 214 | 94.86% | 0.93% |
| 2018 | 181 | 93.37% | 1.10% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2025 | Satisfactory | Small Bank |
| Nov 2019 | Satisfactory | Small Bank |
| Sep 2013 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Total Branches
3
Branch Deposits
$194M
1-Year Change
0
5-year net change: +1 branches
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