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This institution is no longer active

Operations ceased on May 10, 2019. CRA examination history below reflects the period it was active.

CLATSOP COMMUNITY BANK

SEASIDE, OR · Supervised by FDIC

Est. 2008FDIC #58,660RSSD: FDIC-58660
Satisfactory Same

Current rating · Exam: December 2018

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.19%

Institution Profile

FDIC BankFind

Address

1150 N. Roosevelt Drive, Suite 101, SEASIDE, OR

County

Clatsop County

Established

April 22, 2008

Total Assets

$98M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2018

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 7 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2019Call Report / FDIC

Total Assets

$98M

Total Deposits

$86M

Net Loans

$60M

Net Income

$289K

ROA

1.19%

ROE

9.93%

Risk-Based Capital

18.61%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2010

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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