Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$307M
Total Deposits
$243M
Net Loans
$174M
Net Income
$899K
ROA
1.17%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.68%
Risk-Based Capital
18.40%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 72 | 68.06% | 22.22% |
| 2023 | 59 | 77.97% | 6.78% |
| 2022 | 80 | 80% | 8.75% |
| 2021 | 175 | 79.43% | 6.29% |
| 2020 | 230 | 82.61% | 9.57% |
| 2019 | 119 | 75.63% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2022 | Satisfactory | Small Bank |
| Jul 2019 | Satisfactory | Small Bank |
| Oct 2013 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1993
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Total Branches
5
Branch Deposits
$255M
1-Year Change
0
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Preview:
| 2018 | 94 | 78.72% | 11.70% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red